• Like a bad penny, debt always turns up…

    unless we change how we interact with money, of course!

    The Bad Penny is dedicated to two pursuits: getting out of debt and staying out of debt! It recognizes that frugality and caring for our planet go hand in hand, and that our unsatiated need for stuff is hurting us in so many ways.

    Easier said than done!


    I am not a finance professional. I write about the world as I know it, and my advice may not be the best course of action for you! Please seek qualified advice for your particular situation.

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Buying from scratch when you can’t afford organic

One of the things I’ve struggled with lately is the idea of putting certain chemicals in my body through the food I eat and the personal care products I use. I’ve really been trying to get away from over-processed foods, especially since I’m currently pregnant. When you start to research some of things that are put into our food from raising the animals or plants to the creation of the final product, it really is quite scary!

I can buy organic foods at our local Walmart and our Giant Eagle grocery store, but the prices are sky high. Walmart isn’t too bad – I can buy a can of organic spaghetti in a can for $1.29 – but selection is extremely limited. The same exact can at Giant Eagle is $2.99 (but they have an incredible selection!) For the record, the same can of spaghetti circles in a well-known non-organic name brand is about $0.89 at our Walmart. Both stores are five miles from my house.

I can also make a 40-minute trip (mostly country roads, so it’s about 15 miles) to the nearest natural foods store, and find every variety of organic food possible. The same can of Annie’s Organic Spaghetti in a can would be about $2 at this store, but the distance is prohibitive, unless I’m already out in that area.

So what do you do? You want to avoid those additives – growth hormones, genetically modified foods, preservatives, artificial colors and flavors – but how do you do that when you simply can’t afford the price or the distance?

I’ve found I can avoid a lot of these additives simply by buying ingredients to cook from scratch. Buying flour, baking powder, sugar, and cocoa to make chocolate cake may have some pesticides or genetically modified components, but you won’t find the preservatives, artificial colors and flavors, and other additives you find in a boxed cake mix. (Speaking of other additives, why is there high fructose corn syrup in that non-organic spaghetti-in-a-can?)

It’s also cheaper to buy organic flours and sugars than it is to buy the organic boxed cake mix – but it’s almost always cheaper to cook from scratch – organically or not.

The biggest arguments I hear against cooking from scratch are time and knowledge. I often hear that cooking from scratch requires more time, but I can’t say I’ve really had that experience unless I’m comparing cutting up fresh vegetables to put in a stirfry compared to simply pouring in a bag of prepackaged veggies and meats and heating. Most of the time, it is just as quick to prepare a meal with fresh foods as it is to prepare a box meal.

I also hear people say they don’t know how to cook from scratch. Cooking can be tricky, but it’s not that difficult. A good cookbook goes a long way – I particularly like the old Good Housekeeping, Betty Crocker, and Better Homes and Gardens cookbooks. If you can find an old copy, grab it up! It’s full of every imaginable recipe – and all from scratch.

When you can’t buy organic – buy from scratch. Less processing = fewer chemicals, additives, fats, sodium, etc. You control what you put in your body – you may not be able to completely eliminate bad things like growth hormones, pesticides, and GM food, but it will be a great improvement on prepackaged foods.


You Might Be Living Frugally If…

Good morning all!  Yes, I’m happy.  I got a really good night’s sleep, after spending several hours traveling out to Minnesota to visit family and celebrate my niece’s second birthday.  (And if we are just a bit lucky, her little brother will be born before I have to get back on a plane.)  So if by any chance you were wondering why I haven’t posted much this week – I haven’t given up!  I’ve simply been busy with laundry, packing, and flying.

I wandered over to frugaldad‘s blog this morning where I saw a very clever list – Jeff Foxworthy style, as he puts it.  It was titled, “You Might be Living Frugally if…”   I highly recommend it.  I laughed when I recognized myself in some of his list!

I could think of several things frugaldad didn’t list, so I thought I’d add to the list in my own blog.  If you are a blogger, continue this list with more items on your own blog, and post a link here! Of course, if you prefer, just stick your idea in the comments.

Here they are, in no particular order:

You Might Be Living Frugally If….

1. Your idea of a nice “date” has become a free library video and a homemade pizza.

2. Your child has learned the lesson “don’t waste.”  He picks up any food he drops on the floor and eats it.

3. When gas prices are higher than normal, you only buy $10 worth of gas at a time.  When it’s priced normally, you might buy $20 worth.  $20 fills a quarter of the tank, so you’ll be buying gas again the day after tomorrow.

4. Instead of throwing away a pair of jeans literally falling apart at the seams, you buy a spool of jean thread and get to work!

5. Much of your home decor is “custom-made” – that is to say – you made it.

6. Your husband questions, “Why buy a snowblower when shoveling by hand is cheaper and good exercise?”

7. You actually consider the “One Square of hygenic paper rule.”

8. You’ve hacked your Swiffer Wet Jet cleaner container so you can put a vinegar/water solution in it.  And you use an old washcloth attached with safety pins instead of the expensive store-bought mop clothes.

9. Your guest bath has brand new towels (bought on Black Friday for $3 each.)  The master bath towels have large holes and stains, but you won’t throw them out because they’re still absorbant.

10. You add water to your bath products so you can rinse out every last bit.  And you cut your toothpaste tube open, because after the tube is completely flattened, there’s still a week’s worth of toothpaste in there!