• Like a bad penny, debt always turns up…

    unless we change how we interact with money, of course!

    The Bad Penny is dedicated to two pursuits: getting out of debt and staying out of debt! It recognizes that frugality and caring for our planet go hand in hand, and that our unsatiated need for stuff is hurting us in so many ways.

    Easier said than done!


    I am not a finance professional. I write about the world as I know it, and my advice may not be the best course of action for you! Please seek qualified advice for your particular situation.

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You Might Be Living Frugally If…

Good morning all!  Yes, I’m happy.  I got a really good night’s sleep, after spending several hours traveling out to Minnesota to visit family and celebrate my niece’s second birthday.  (And if we are just a bit lucky, her little brother will be born before I have to get back on a plane.)  So if by any chance you were wondering why I haven’t posted much this week – I haven’t given up!  I’ve simply been busy with laundry, packing, and flying.

I wandered over to frugaldad‘s blog this morning where I saw a very clever list – Jeff Foxworthy style, as he puts it.  It was titled, “You Might be Living Frugally if…”   I highly recommend it.  I laughed when I recognized myself in some of his list!

I could think of several things frugaldad didn’t list, so I thought I’d add to the list in my own blog.  If you are a blogger, continue this list with more items on your own blog, and post a link here! Of course, if you prefer, just stick your idea in the comments.

Here they are, in no particular order:

You Might Be Living Frugally If….

1. Your idea of a nice “date” has become a free library video and a homemade pizza.

2. Your child has learned the lesson “don’t waste.”  He picks up any food he drops on the floor and eats it.

3. When gas prices are higher than normal, you only buy $10 worth of gas at a time.  When it’s priced normally, you might buy $20 worth.  $20 fills a quarter of the tank, so you’ll be buying gas again the day after tomorrow.

4. Instead of throwing away a pair of jeans literally falling apart at the seams, you buy a spool of jean thread and get to work!

5. Much of your home decor is “custom-made” – that is to say – you made it.

6. Your husband questions, “Why buy a snowblower when shoveling by hand is cheaper and good exercise?”

7. You actually consider the “One Square of hygenic paper rule.”

8. You’ve hacked your Swiffer Wet Jet cleaner container so you can put a vinegar/water solution in it.  And you use an old washcloth attached with safety pins instead of the expensive store-bought mop clothes.

9. Your guest bath has brand new towels (bought on Black Friday for $3 each.)  The master bath towels have large holes and stains, but you won’t throw them out because they’re still absorbant.

10. You add water to your bath products so you can rinse out every last bit.  And you cut your toothpaste tube open, because after the tube is completely flattened, there’s still a week’s worth of toothpaste in there!